Privacy Policy

YourProfitBook (“we,” “us,” or “our”) operates the website www.yourprofitbook.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our profit and loss tracking application. YourProfitBook is operated from Florida, United States, and is designed for small business owners, contractors, and tradespeople in the United States.

By accessing or using YourProfitBook, you agree to the terms of this Privacy Policy. If you do not agree with the terms of this policy, please do not access or use the service.

We collect the following types of information:

Account Information: When you register for an account, we collect your name, email address, and password. Your password is cryptographically hashed using industry-standard algorithms and is never stored in plain text.

Business and Financial Data: We collect the financial information you voluntarily enter into the service, including income, expenses, transactions, categories, budgets, and business profiles. This data is essential to providing you with the core functionality of YourProfitBook.

Payment Information: Payment processing is handled entirely by Stripe, our third-party payment processor. We do not store, collect, or have access to your credit card numbers, bank account details, or other sensitive payment information. Please refer to Stripe's Privacy Policy for more information.

Usage Data: We automatically collect information about how you interact with the service, including pages visited, features used, login times, and actions taken within the application.

Device and Browser Information: We collect your IP address, browser type and version, operating system, referring URL, and device identifiers to help us improve the service and ensure security.

Cookies and Tracking Technologies: We use session cookies to maintain your authentication state, Google Analytics to understand usage patterns, and Google AdSense cookies to display relevant advertisements to free plan users. For more details, please see our Cookie Policy.

We use the information we collect for the following purposes:

• To provide, operate, and maintain the YourProfitBook service, including tracking your income, expenses, and generating financial reports
• To process subscription payments and one-time purchases through Stripe
• To send transactional emails, including welcome messages, payment receipts, report deliveries, and account notifications
• To provide AI-powered features such as transaction auto-categorization, financial insights, and tax estimates using your financial data
• To display relevant advertising to free plan users via Google AdSense
• To analyze usage patterns and improve the service using Google Analytics
• To process receipt images using Google Vision API when you use the receipt scanning feature
• To detect, prevent, and address technical issues and security threats
• To comply with applicable legal obligations and regulatory requirements

We share your information only with the following third-party service providers, and only as necessary to operate the service:

Stripe: We share limited information with Stripe to process your subscription payments and manage your billing. This is governed by Stripe's Privacy Policy.

Google: We use Google services for OAuth login authentication, AdSense advertising (free plan users only), Google Analytics, and the Vision API for receipt scanning. These services are governed by Google's Privacy Policy.

Abacus AI: Our platform is hosted on Abacus AI infrastructure, which also powers our AI-driven features (insights, auto-categorization, tax estimates). This is governed by Abacus AI's Privacy Policy.

We do NOT sell your personal information to third parties — ever.

We do NOT share your financial data with advertisers. AdSense uses cookies for ad targeting but does not receive your transaction data, business information, or financial records.

We retain your account data, business profiles, and financial records for as long as your account is active and you continue to use the service.

If you delete your account, all associated data — including business profiles, transactions, categories, budgets, and reports — will be permanently removed from our systems within 30 days of account deletion.

Some data may be retained for a longer period if required by applicable law, such as financial records needed for tax compliance or legal proceedings.

You have the following rights regarding your personal information:

• Right to Access: You may request a copy of the personal data we hold about you.
• Right to Correction: You may update or correct inaccurate personal data through your account settings.
• Right to Deletion: You may request that we delete your account and all associated data.
• Right to Data Portability: You may export your financial data using the Reports feature (available on Pro and Business plans).

California Residents (CCPA): If you are a California resident, you have additional rights under the California Consumer Privacy Act, including the right to know what personal information we collect and share, the right to request deletion of your data, and the right to opt out of the sale of your personal information. As noted above, we do not sell your personal information.

To exercise any of these rights, please contact us at [email protected].

We use cookies and similar tracking technologies to maintain your session, analyze usage, and display advertisements. Essential cookies are required for the application to function properly, while analytics and advertising cookies help us improve the service and support free plan users.

For a detailed breakdown of the cookies we use, their purposes, and how to manage them, please see our full Cookie Policy.

You can control cookie preferences through your browser settings. Note that disabling essential cookies will prevent you from logging into the application.

YourProfitBook is a business financial tracking tool designed for adults. The service is not intended for use by anyone under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected data from a user under 18, we will take steps to delete such information promptly.

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. If we make material changes, we will notify you by email or by posting a prominent notice on the service prior to the change becoming effective.

We encourage you to review this page periodically for the latest information on our privacy practices.

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

[email protected]

YourProfitBook — Florida, United States